Take control of your risk with tailored captive solutions
Captive insurance can offer your business greater control and transparency in managing your risks. Sequel Insurance Agencies helps organizations explore captive options by connecting them with captive managers who can help structure programs to provide businesses more control over insurance costs, align programs with their risk profiles, and support smarter risk management.
Captive Insurance programs
At Sequel, we believe your insurance program should work as hard as you do. That’s why we work with clients on captive insurance options, helping them consider arrangements that can offer more control over coverage and more effective cost management.
A captive insurance program allows your business to participate in an insurance structure you help own and control, rather than relying solely on a traditional insurance carrier.
Tailored solutions that fit your business
We don’t believe in one-size-fits-all insurance. Captive arrangements begin with a thorough understanding of your operations, financial objectives, and long-term goals.
If a captive program is the right fit, Sequel guides you through every step:
Our role is to simplify complexity, provide clear guidance, and help you make informed decisions with confidence.
Initial assessment
We help you consider whether a captive approach might be appropriate for your business and risk profile.
Captive manager partnership
We connect you with experienced captive managers who handle program structure and formation, and we help coordinate the information gathering required to conduct a feasibility review.
Onboarding
We facilitate insurance placement if you choose to proceed.
Ongoing partnership
We can handle renewals and continued broker services for clients participating in captive arrangements.
Your partner in protection
Our mission is to help develop strategies that put you in control and align with your loss experience. Whether you’re exploring captive insurance for the first time or looking to evaluating an existing program, Sequel Insurance Agencies is here to help you find a smarter, more sustainable way to protect your business.
We work alongside you to review your current risk profile, premium history, and future goals — to help fit any captive solution into your broader business strategy.
Partner with us
Sequel serves as a trusted partner for the next chapter in your agency’s evolution to ensure continuity of your business legacy.
Frequently asked questions
A captive insurance program is a member-owned insurance entity formed by businesses with similar risk profiles. By participating in a captive, you share risk with like-minded organizations while gaining more influence over how your insurance program operates.
This model provides greater visibility into:
• How premiums are set and used
• How claims are managed
• How safety and loss performance impacts results
Captive programs are designed for organizations that want a more proactive approach to risk.
Greater control and transparency
Understand where your premium dollars go and how decisions are made.
Potential for cost predictability.
Some captive structures offer the potential for more predictable insurance costs over time, depending on loss experience and structure.
Direct connection to loss experience.
Strong safety practices and loss control can influence captive results over time.
Culture of accountability.
Captives encourage better risk awareness and proactive management across your organization.
Is a captive insurance program right for you?
Let’s explore your options and determine whether a captive solution fits your organization.